It’s hard to believe that we’re in the middle of October already. Before we know it, the holidays will be here and the shopping season will be in full swing. Whether you’re gearing up for holiday shopping or just looking for some ways to cut down on spending, I wanted to share some apps that can help. Two will help you replenish your savings, and the other two help you save when you shop and eat.

Checkout 51

Checkout 51 is an app that makes it painless to save money.

?You can find the best deals on your favourite products. Easily browse deals, find deals and get cash back on your favourite brands. New coupons are released each week. Before you shop, search for your product. When you’re done shopping, snap a photo of your receipt and earn instant cash back.

Mylo

This nifty app allows you to roll your spare change into an investment account that has the potential to grow much faster than a savings account.

?You can link it to your debit card, and when you spend less than a whole dollar amount, it will round up and automatically reinvest the remainder into your account (for example, if you spend $4.75, it would invest $.25). You can also elect to donate your spare change to your favourite Canadian charity through Mylo.

RetailMeNot

This trusty shopping app offers promo codes and discounts to save you money at some of the most popular stores and eateries around the country.

?It offers both in-store coupons and online promo codes. There’s an option to turn on location services, which allows you to view deals at shops, malls, and restaurants near you.

The-Upside

Never pay full price on clothes or shoes again with this app.

?The Up-Side is Canada’s largest online luxury consignment retailer. You’ll save big bucks by buying pre-owned (sometimes brand new) items from other users. On top of that, you can sell your own gently used clothes, shoes, and accessories like jewelry and sunglasses to make some extra bucks.